The intersection between LTC Services and LTC Insurance. Discussions about long term care insurance are occurring in places as diverse as the golf course, in the Wall Street Journal, your doctor’s office or book club, a dinner out with friends, or an elder law office. This article, first in a series on long term care, gives a general overview of long term care services, … [Read more...]
The Pitfalls of Hiring a Caregiver Directly (Private Pay)
Why We Decided to Use an Agency Keeping mom at home is the core of our care plan. After dad died, I struggled with how to make that happen safely and affordably. Mom needs 24/7 live in help, but I needed to keep working. (Jump to Lessons Learned) Concerned about finances, I figured hiring someone directly (private pay) would be less expensive. And it can be. What I didn’t … [Read more...]
Medicaid’s Five Year Look Back: 6 Tips On How You Can Prepare Now
Don't spend down to $2,000 and THEN apply! Medicaid is one of those words that can bring out powerful emotions in people. No one wants to go on Medicaid, but here is the reality, it provides health coverage to more than 4.6 million low-income seniors. And part of that healthcare is paying for seniors to live out their lives at home, in Assisted Living or Skilled Nursing … [Read more...]
Discharged From Rehab – Now What?
Leaving Rehab with a long list of equipment and lifestyle modifications – it’s overwhelming. Rehabilitation allows you to regain strength, manage a chronic illness, or relearn activities of daily living. Typically, you are not back to “normal” after your stay. Which is why a discharge care team starts planning your release almost the moment you enter the facility. … [Read more...]
How Best Can I Love and Live With Mom, A Person Living With Dementia?
One Alzheimer's Caregiver Story. Shelly’s mother has Alzheimer’s and she has been her primary caregiver for years. Her mom is a wonderful woman that often thanks Shelly and her other caregivers, despite the fact that she doesn’t know who they are. But this loving behavior wasn’t always the case. There was a time when the violence was so bad (pinching, pushing, punching and … [Read more...]